Investor Charter

Rights & Obligations

Your rights as an investor with Finadore, your responsibilities, and our commitments to you — as per SEBI Investor Charter guidelines.

Your Rights as an Investor

01

Receive complete, accurate, and updated information about mutual fund schemes, including SID, SAI, KIM, factsheets, and performance reports.

02

Know all commissions received by us for schemes recommended to you. This disclosure is available on our Commission Disclosure page and at the point of sale.

03

Receive a proper risk assessment and suitability check before any scheme recommendation.

04

Receive a written unsuitability communication if you choose to invest in a scheme that does not match your risk profile, along with your right to proceed on an execution-only basis.

05

Have your complaints acknowledged within 2 working days and resolved within 7 working days.

06

Escalate unresolved complaints to AMC, SEBI SCORES (scores.sebi.gov.in), or SMART ODR (smartodr.in).

07

Choose Direct Plans through AMC websites without distributor involvement. Direct Plans have lower expense ratios.

08

Have your personal and financial data treated with confidentiality as per our Privacy Policy and the Digital Personal Data Protection Act, 2023 (DPDPA).

09

Receive periodic portfolio review communications and account statements.

10

Switch distributors or go direct at any time without any penalty or restriction from our side.

Your Obligations as an Investor

  1. Provide accurate and complete information for KYC, risk profiling, and transaction processing.
  2. Read all scheme-related documents (SID, SAI, KIM) carefully before investing.
  3. Inform us promptly about any change in personal details, financial situation, or investment objectives.
  4. Review your Consolidated Account Statement (CAS) regularly and report discrepancies immediately.
  5. Understand and acknowledge that mutual fund investments are subject to market risks and past performance is not indicative of future returns.
  6. Not hold Finadore Distribution Private Limited responsible for investment losses arising from market movements.

Do's & Don'ts for Investors

Do's

  • Read all scheme documents before investing
  • Complete KYC before transacting
  • Invest as per your risk profile
  • Declare all financial details accurately
  • Review CAS statements regularly
  • Keep contact details updated

Don'ts

  • Don't invest based on unverified tips
  • Don't share OTPs with anyone
  • Don't invest borrowed funds in equity
  • Don't expect guaranteed returns
  • Don't sign blank forms
  • Don't ignore CAS discrepancies

Our Obligations to You

  1. 01
    Acting in your best interest at all times
  2. 02
    Not indulging in mis-selling, churning, or pushing products purely for commission
  3. 03
    Providing transparent commission disclosures on our website and at the point of sale
  4. 04
    Maintaining strict confidentiality of your personal and financial data
  5. 05
    Ensuring all our staff hold valid NISM Series V-A certifications and active EUIN
  6. 06
    Following the AMFI Code of Conduct in letter and spirit
  7. 07
    Cooperating fully with any regulatory inquiry by SEBI, AMFI, or AMCs
  8. 08
    Resolving your complaints within the committed timelines
  9. 09
    Providing accurate and updated information about mutual fund schemes
  10. 10
    Never making false promises about returns or guaranteeing any investment outcome

This document is aligned with the SEBI Investor Charter for Mutual Fund Distributors and AMFI guidelines. Finadore Distribution Private Limited — ARN-300809. Last updated: February 2025.

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