What is SIF? India's New Specialised Investment Fund Explained

SEBI's New Asset Class: Specialised Investment Fund

SEBI introduced the Specialised Investment Fund (SIF) in 2024 as a new asset class that bridges the gap between Mutual Funds and Portfolio Management Services (PMS). It offers sophisticated investment strategies at a lower minimum investment compared to PMS.

Key Features of SIF

• Minimum Investment: ₹10 Lakhs (lower than PMS's ₹50 Lakhs)
• Flexibility: Can take long-short positions, invest in unlisted securities, use derivatives
• Transparency: Regular NAV disclosure like mutual funds
• SEBI Regulated: Full regulatory oversight

Who Should Invest in SIF?

SIF is designed for sophisticated investors with moderate-to-high risk appetite who want access to strategies beyond standard mutual funds. Doctors, CAs, business owners, and senior executives with ₹10L+ investable corpus are the ideal candidates.

SIF vs PMS vs Mutual Funds

SIF fills the sweet spot: more flexibility than a mutual fund, lower barrier than PMS, and full regulatory protection. For investors who've maxed out their mutual fund allocation and want more sophisticated exposure, SIF is the natural next step.

How to Access SIF through Finadore

Finadore is among the early distributors of SEBI-approved SIF products. Our advisors can guide you through the product selection, risk assessment, and onboarding process. Minimum investment: ₹10 Lakhs.

Ready to Start Investing?

Talk to a Finadore expert and get a personalized investment plan.